Category Archives: Collections
What Do I Do When Insurance Won’t Cover My Injury?
When a driver causes a vehicle accident, the injured driver’s insurance company pays for the damages and injuries, and then collects from the responsible party’s insurance company. The insurance company will only pay for the coverage purchased by the insurance holder. California has low insurance requirements, as shown below, which can lead to an… Read More »
Legal Domestication of Foreign Debts
Domestication of a debt refers to the process of getting a California court to recognize and enforce an out-of-state judgment or sister-state judgment or a judgement from a foreign country. Domesticating foreign debts are handled differently than domesticating out of state or sister-state judgments. Unfortunately, the United States has no reciprocal treaty with any… Read More »
The Insurance Company Denied My Claim. Is There Anything I can Do?
Many injured claimants feel that they can save themselves thousands of dollars in legal expenses by handling their own claims and negotiating with the insurer for the party who allegedly caused their injury accident. They gather the documents needed, including medical bills and reports, paystubs if they have a lost earnings claim, and perhaps… Read More »
Should I Trust my Geico or Allstate Adjuster or Should I Get a Second Opinion/Quote?
On many occasions, your Geico or other auto claims adjuster will give you a reasonable quote for your property damage following an accident. Most adjusters, however, have little to no training in determining the market value of your car or the cost of repairs. They will either refer to an established source such as… Read More »
5 Important Things a Contractor Should Know About Foreclosing on a Mechanic’s Lien
Probably the most important remedy for a contractor is the mechanic’s lien. California contractors have the added protection of having mechanic’s lien rights embodied in the California constitution, the only state in the union to do so. A mechanic’s lien creates a security interest in real property for work performed there. If the owner… Read More »
What is Domestication of a Debt?
Oftentimes when people are owed money, they begin to research all of the options available to them and one of the keywords that comes up frequently is Domestication of a debt. You may have also come across other terms such as sister state judgment. To make sure that you are most informed the following… Read More »
What is a Sister-State Judgment?
Sister-state judgments are simply out of state judgments. It is any part of any judgment, decree or court order from a US court outside of California requiring the payment of money to satisfy the judgment. This does not include child support orders. To enforce a sister-state monetary judgment, you do have to follow certain… Read More »
3 Things You Need to Know About Collecting a Judgment Against Another Business
You have been successful in going to court, either small claims or regular superior court depending on the size of your claim, and now it is time to collect your judgment against the business you sued, which is now the judgment debtor. When collecting a judgment against another business, here are 3 things you… Read More »
How Can Contractors Collect on a Mechanic’s Lien?
Mechanic’s liens were created to protect contractors and subcontractors who have supplied their labor and materials to a project so that their efforts are paid. Before a contractor can collect on a mechanic’s lien, he or she must be certain that all preconditions for recording the lien have been met. First, as a contractor… Read More »
Can I Collect a Judgment if It’s Out-of-State?
An out-of-state judgment can be enforced so long as certain conditions are met. Most states, though not California, have adopted the Uniform Enforcement of Foreign Judgments Act, though the Full Faith and Credit provision found in the US Constitution also provides for most the assurance that a judgment rendered in another state will be… Read More »
