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Should I Trust my Geico or Allstate Adjuster

Should I Trust my Geico or Allstate Adjuster or Should I Get a Second Opinion/Quote?

By Andrew Ritholtz |

On many occasions, your Geico or other auto claims adjuster will give you a reasonable quote for your property damage following an accident. Most adjusters, however, have little to no training in determining the market value of your car or the cost of repairs. They will either refer to an established source such as… Read More »

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you may be driving distracted and not even know it

Recent Laws on Using Your Cell Phone While Driving

By Andrew Ritholtz |

Use of cell phones while driving including dialing, talking, surfing the internet and texting are subject to and vary between state, city and county. Some studies confirm that banning cell phones has led to a reduced number of vehicular fatalities, while other show such a restriction had a negligible effect on the incidence of… Read More »

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Car Insurance

Can I Sue the City or State if a Defective Road Contributed to my Auto Accident?

By Andrew Ritholtz |

Most roads and highways are designed, constructed and maintained by the local municipality or by the state. On occasion, a flaw in the roadway design, the lack of adequate signage or a poorly maintained road surface can contribute to a motor vehicle accident with serious injuries to the motorist and passengers. If you can… Read More »

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In California, If A Driver Hits Me While I am Jaywalking, Is He At Fault?

In California, If A Driver Hits Me While I am Jaywalking, Is He At Fault?

By Andrew Ritholtz |

Jaywalking is the act of crossing the street while not on a designated crosswalk. As a pedestrian, you have a duty to exercise reasonable care and to be safe. Though jaywalking is illegal and is typically an infraction and a violation, it is not a criminal offense. If you fail to use an available… Read More »

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Commercial collections vs individual collections

5 Important Things a Contractor Should Know About Foreclosing on a Mechanic’s Lien

By Andrew Ritholtz |

Probably the most important remedy for a contractor is the mechanic’s lien. California contractors have the added protection of having mechanic’s lien rights embodied in the California constitution, the only state in the union to do so. A mechanic’s lien creates a security interest in real property for work performed there. If the owner… Read More »

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What is Domestication of a Debt?

By Andrew Ritholtz |

Oftentimes when people are owed money, they begin to research all of the options available to them and one of the keywords that comes up frequently is Domestication of a debt. You may have also come across other terms such as sister state judgment. To make sure that you are most informed the following… Read More »

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What is a Sister-State Judgment?

By Andrew Ritholtz |

Sister-state judgments are simply out of state judgments. It is any part of any judgment, decree or court order from a US court outside of California requiring the payment of money to satisfy the judgment. This does not include child support orders. To enforce a sister-state monetary judgment, you do have to follow certain… Read More »

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3 Things You Need to Know About Collecting a Judgment Against Another Business

By Andrew Ritholtz |

You have been successful in going to court, either small claims or regular superior court depending on the size of your claim, and now it is time to collect your judgment against the business you sued, which is now the judgment debtor. When collecting a judgment against another business, here are 3 things you… Read More »

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How Can Contractors Collect on a Mechanic’s Lien?

By Andrew Ritholtz |

Mechanic’s liens were created to protect contractors and subcontractors who have supplied their labor and materials to a project so that their efforts are paid. Before a contractor can collect on a mechanic’s lien, he or she must be certain that all preconditions for recording the lien have been met. First, as a contractor… Read More »

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Can I Collect a Judgment if It’s Out-of-State?

By Andrew Ritholtz |

An out-of-state judgment can be enforced so long as certain conditions are met. Most states, though not California, have adopted the Uniform Enforcement of Foreign Judgments Act, though the Full Faith and Credit provision found in the US Constitution also provides for most the assurance that a judgment rendered in another state will be… Read More »

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